Will My New Health Insurance Cover the Cost of Rehab?
One of the more common questions we get asked at Serenity Placement is whether people will be able to use their health insurance to help cover the cost of treating their drug or alcohol addiction in a professional rehab center. Contrary to popular belief, it is possible to get part or all of your rehabilitation treatment costs covered by insurance. That said, just like many medical facilities and professionals, rehab centers can be picky about what types of insurance they accept.
Unfortunately, Assurant started reducing their insurance presence back in 2015, meaning many of their customers are switching to new providers once their policies expire. So when you call us for help finding a rehab center to take your next steps towards recovery, let us know which provider you have health insurance through. Once we know that, we can make sure to narrow our search to only include rehab centers within your insurance network, that way you can take advantage of any and all benefits available to you through Assurant or your new insurance for drug and alcohol addiction treatment.
By calling Serenity Placement, you can save hours of time trying to locate and contact rehab centers near contacting the rehab treatment centers in your area to make sure the services they provide are covered by Assurant or your new provider. Some out of network rehab centers may have the treatment style you need and some will be in network and not have the services you’re looking for. but. We can help you find the perfect rehab center that offers the flexibility and types of care that suit your schedule while keeping you in network.
How to Use Assurant or Your New Insurance Provider for Drug and Alcohol Rehab
Usually the people seeking help with their drug or alcohol addiction don’t know that their insurance could cover their treatment or how to ensure that their insurance policy is applied correctly. Contacting Assurant directly might seem like a good place to start asking questions, but you may not get the answers you’re truly looking for. It’s usually easier to choose a rehab center that has experience working with Assurant instead of trying to do all the work yourself. Most rehab facilities will be familiar with seeking approval from Assurant for the treatments and services you’ll need to have a successful recovery.
We’ll pair you with rehab centers that work well with your health insurance provider whether your insurance is through Assurant or another company, that way you can get the most out of your treatment and insurance coverage.
Plus, there shouldn’t be very much for you to do in order to use your insurance to help recovery your drug and alcoholism recovery. You just provide your insurance policy information to your rehabilitation facility. From there, the facility should handle all communication and documentation with your insurance provider for you. That way the rehab center can make sure you’re covered for the treatment being offered. Other than that, you shouldn’t have to do much else to make sure your new insurance policy is used for your treatment.
Serenity Placement will always pair you with rehab centers that accept your insurance, so you don’t have to go hunting them down yourself. We’ll do the heavy searching so you.
Your Health Insurance Can Help You Get Through Rehab Treatment a Little Easier
Thankfully, most major insurance providers have tons of perks available to their customers. Which of their perks are available to you is often dependent on your policy, however. If you visit Assurant or your new insurance company’s website, you’ll be able to find and explore some of the benefits and free services that may be available to you.
Most insurance policyholders can look up in-network healthcare providers, set appointment and medication reminds, explore their benefits and coverage details, or even put in prescription refill requests on their insurance provider’s websites. Many also include a blog or digital magazine full of health and lifestyle articles and some even have smartphone apps for managing your insurance on the go.
Many insurance providers also have an Employee Assistance Program (EAP). Employee Assistance Programs can help you stay employed while seeking treatment and have shown to have a beneficial impact on addiction recovery and other major health issues. An Employee Assistance Program can help you cope with health, emotional, and personal issues that are impacting your work performance and quality of life. In most cases, an EAP can be a big help to you while you’re going through treatment since these programs can help you overcome struggles that may be impacting your working hours or recovery time. Some of the subjects and issues that fall under many insurance providers’ EAPa are:
- Marital, family and other relationship issues
- Financial and legal problems
- Grief and loss
- Balancing work and family
- Career transitions and work-related concerns
- Alcohol or substance use concerns
- And personal growth and development.